Hospital Income Insurance

Even the best health insurance doesn’t cover everything. That’s why thousands of physicians now supplement their coverage with the exclusive group Hospital Income Insurance… and receive up to $600 a day for each day of a covered hospital stay. That’s money to help with out-of-pocket expenses such as co-pays, deductibles, even transportation costs, or childcare expenses. Money is paid directly to you or anyone you choose.

Your acceptance is guaranteed if you are an eligible physician under age 80 regardless of your current health. You can also enroll your spouse or domestic partner under age 80 and your eligible, unmarried children under age 27. You don’t have to undergo any medical exams or answer any health questions. The coverage does contain a Pre-Existing Conditions Limitation.

How you spend your cash benefit payments of up to $600 per day/$4,200 per week is entirely up to you. Use your cash benefit to pay for expenses such as cooking, cleaning, pet care, medications, transportation to and from the hospital, hospital parking or any way you choose.

If you’re over 60, you can receive double your daily benefit for your first day of covered hospitalization. That’s as much as $1,200.

Your full benefit is payable for each covered visit to the emergency room — for up to five visits a calendar year, even if you’re not admitted to the hospital.

Receive your full daily benefit amount, up to five times per calendar year, for a covered medically necessary surgical procedure performed by a physician in a hospital or ambulatory surgical center.